If you have a small budget for summer fun, you'll want to get the most bang for your buck. And there are plenty of activities you can enjoy for free in your own backyard or close to home.

Got a case of the financial jitters? You’re not alone. A recent survey of 1,000 American adults by Thrivent Financial for Lutherans and "Kiplinger’s Personal Finance" magazine found that most Americans are still struggling with or worried about their finances.

The proportion of American families carrying an average credit card balance of $5,100 rose to 46.2 percent, according to the 2004 Survey of Consumer Finances conducted by the Federal Reserve Board. Many people may not realize how debilitating this type of credit card debt can be.

The financial downturn has affected most Americans in some way, and Asian Americans are no exception, a new survey reveals. In fact, eight out of 10 Asian Americans polled by Prudential Financial, say their savings and investments have been negatively impacted in recent years.

Disasters can happen suddenly and without warning. As you make emergency plans – including storing essentials like water, food and other supplies – the U.S. Department of the Treasury and the American Red Cross encourage you to make certain your money is disaster-ready too.

There’s no disputing that the dollar’s devaluation abroad will have far-reaching impact here at home. But will all the news be bad? Not necessarily. The dollar’s dropping value could actually bode well for private American companies.

Like many Americans, you’re probably thinking about ways you can reduce your living expenses. Heating and cooling costs account for more than 40 percent of the average home’s energy bill, so finding ways to become more energy efficient can save you real cash.